supported by Notion AI   A Real Estate Investment Trust or REIT is a company that owns, operates, or finances income-generating real estate. REITs pool money from multiple investors to purchase and manage different types of properties, such as office buildings,...

Owner occupied financing refers to when a borrower for a property purchase will be staying and occupying said property. This is a preferred lending option for most lenders and financial institutions, because with the borrower living there they are more likely to...

Loan-to-Value and Combined Loan-to-Value ratios are used to evaluate the total amount of a property that is encumbered by liens and debt obligations.  Understanding how providing a loan to a borrower relates to the value of the property or asset the loan is for shows...

When applying for a home loan, the lender is going to do some underwriting to see how much the borrowing can pay and borrow. One important metric is the Debt-to-Income Ratio (DTI). This metric depicts how much debt you have versus the income you make.    You can...

Owner Financing is a unique transaction where the seller of a property finances the purchase directly with the person or entity buying it. This can be for the entire purchase price or a portion of it.  One benefit for this arrangement is that it eliminates the bank...

Owning property provides you with equity, making it such a great investment. In the case of a home purchase with financing you are building equity over time, through both the property value increase and paying down your loan.  With the equity you can secure low cost...